Investor Relations

F & M Bank Corp. (FMBM) operates as the holding company for Farmers & Merchants Bank, which provides commercial banking and financial services to individuals and businesses in Virginia. The company's deposit products include interest bearing and noninterest bearing demand, savings, and time deposits, as well as money market accounts. It also offers residential mortgage and construction loans through F&M Mortgage; consumer installment loans; commercial loans, such as agricultural loans; and credit card loans. The company also provides title insurance through VSTitle, brokerage services, and property/casualty insurance to its banking customers. F & M Bank Corp., through its other subsidiary, TEB Life Insurance Company, reinsures credit life, and accident and health insurance. As of 2020, it operates 11 branch offices located in Rockingham County, Shenandoah County, Augusta County, and the Cities of Harrisonburg and Staunton, Virginia. The company was founded in 1908, is headquartered in Timberville, and is the only publicly traded corporation based in Rockingham County, VA.